Fixed Deposit Account

What are Fixed Deposits?
Fixed deposits are loan arrangements where a specific amount of funds is placed on deposit under the name of the account holder. The money placed on deposit earns a fixed rate of interest, according to the terms and conditions that govern the account. The actual amount of the fixed rate can be influenced by such factors at the type of currency involved in the deposit, the duration set in place for the deposit, and the location where the deposit is made.

Investment Period Interest Rate (General Class) Interest Rate (Senior Citizen)
46 Days to 90 Days 6.50% 7.00%
91 Days to 180 Days 7.50% 8.00%
7 Months to 1 Year 8.50% 9.00%
13 Months to 2 Years 9.00% 9.50%
25 Months to 3 Years and further 8.75% 9.25%
*Please Note:
  1. If you withdraw your money before completing investment locking period then you will get your money with 2% less interest.
  2. You will invest your money in range of thousands
  3. You will invest your money in range of thousands
*Terms and Conditions Apply.
Documents Required
Types Documents
Photo Identification Election Identity Card / S.T. Discount Identity Card / PAN Card / Office Identity Card
Residential Proof Light Bill / Ration Card / Aadhar Card / Telephon Bill
*Terms and Conditions Apply.
About Scheme
  1. Person should be member of organisation for opening a account or Paid Rs. 10 for entry fee.
  2. Person's age should have 18 years completed. If person's age is less than 18 years then take a signature of guardian.
  3. At the account opening time account holder whether literate or illiterate, but reference person should be old account holder of organisation.
  4. Account will be opened after confirmation of branch manager
[ Copyright © 2022-2023 Jaimalhar Sahyadri Nagari Sahakari Patsanstha Ltd., All rights reserved. ] -- Website Designed & Developed by Krishna Arts --